Not all, financial adviser Ailsa Taylor was quick to point out. “I have had some clients who ended up better off, because NZ Super has given them more money than they earned previously,” she said.
…
The other important thing, Taylor said, is to check your KiwiSaver. Are you in the right type of fund, and with the right provider?
“Your contribution rate and your fund choice can either be a handbrake or an accelerator, right? But the best gift we have is time. So the earlier you change these to benefit you, the better.”